Organize your finances

Good morning my friends! Last night was some wild weather. Tornadoes, winds over
50mph, hail, branches falling, my downspout for my gutter was ripped off the house…whew! Crazy! So, now I get to walk around the house, see where my kids’ toys blew, bring the toys back and ask myself why on earth did I spend half of the afternoon raking up my front yard when I KNOW the wind ALWAYS blows the leaves back to our yard?!?! (We live on a cul-de-sac, so the wind blows and somehow ricochets all debris so it lands on our front lawn. I’m not griping; more leaves means more mulch for the garden!)
Well, today we are looking at the coming of Spring, but more specifically…Spring cleaning. This doesn’t mean just cleaning rugs and our cupboards, but cleaning our finances and our heads. First, we need to clean our heads. Take a piece of paper, fold it into thirds and write down all of your bills and the amounts you owe. Be serious about this. This is going to the backbone of all of our Spring cleaning. Write down the fixed expenses you have each month: mortgage/rent; credit cards; car note; cable; internet service; renter’s insurance or PMI; car insurance; child care; tuition; property tax; medical insurance. Write it all down: first column write the item; second column, the amount owed; last column, the amount you pay each month. On a second sheet of paper, write down your variable expenses: gas or transportation fare; tolls; utilities; food; eating out; entertainment. Write down how much you spend per month, average on each item. Believe it or not, you probably underestimated almost every item on the variable list. If you are like my family, you are wondering, “Where did all the money go? My goodness, we just got paid and it’s almost all gone and now we are eating Ramen noodles for the last three days of the month!” By underestimating your expenses, money slips away that is unaccounted for and leaves you and your family struggling more than is needed. We are going to get those expenses under control, even if the method sounds a bit unorthodox.

First: on payday, pay the fixed expenses. If certain bills are automatically debited, then good for you!! The ones that are NOT automatically debited, we are going to discuss now. Before you go out for the evening; before you go buy that fabulous pair of boots that you saw on sale; before you tell your buddies that you will pick up the coffee tab for tomorrow, we are going to talk about those. Look at the amount you were paid on your paystub. Deduct the expenses that are automatically debited this paycheck, and withdraw the rest of it. You can go to a bank and withdraw it or your local ATM. Ask for about ten of those envelopes they give you when you are making a deposit. This will give you a realistic look at the money. When you get home, put the money onto the table, and on each envelope write down one of your bills: water; electric; sewer; cable; childcare…and put the corresponding amount of cash into that envelope. Write out an envelope for groceries; gas or transportation; entertainment; eating out and put the amount you believe you spend into each envelope. One of the methods I like, to keep me from overspending each week at the grocery store is I purchase a gift card to Wal-Mart each week, for the amount I need for the week. When that amount is gone…it’s gone. The cash method for many people works, because it’s easy to scan a card and never see the money you are spending. When you have to actually pass the cashier your hard-earned cash, it gives your heart a tug, because you remember how many hours you worked to make that.

The reason the first thing to do, before organizing your closets, or kitchen or anything else is to organize your finances is so you have an idea of what your disposable income is. If you have only $20 left over after all of your bills are paid, then you will be more likely to organize with items you have on hand, repair items that can be repaired, and make do without, rather than go on a shopping spree and spend $200 at Bed, Bath and Beyond for cute little bins, shelves, brackets etc. using money you don’t have.

Once you have your finances written down, inform the family. Anyone who has access to the funds needs to be on board with this. Write down, or use a spreadsheet to keep track of the finances. Once your finances start spinning out of control, it is very difficult to get your feet back underneath you. Paying cash for purchases will often make you think twice or even three times before making impulse purchases. It will also help protect you from identity theft, as many victims of Target have discovered. Since I started paying cash, items I usually just tossed in the wagon and didn’t think about; I’ve started putting back. By having only $120 per payday to spend on a family of four, for groceries, including my husband’s Friday treat of eating out for lunch, Cheetos, chips, fruit snacks, frozen pancakes, gourmet coffee are often bypassed now. When using a debit card, I didn’t realize I spent over $100 PER WEEK on groceries. Now I have almost the same amount, but have to make it stretch twice as long, I have to make the products I used to purchase, at home. Items I would normally toss or donate…I try to repair. I make my own carpet deodorant; I make my own detergent; my own dishwasher detergent. Rather than run up the energy bill by using the dryer, I hang clothes up in the laundry room or outside to dry. I run the dishwasher only at night, when the energy costs are low. I can my own products; I make my own grape jelly. (Grape jelly, with the full sugar included, at a no-frills store is $1.59 for about 28 oz. For $1, I can buy a can of frozen grape juice, which re-constituted makes 48oz. I use low-sugar pectin, which reduces the sugar content in regular jellies. I can make almost two 28oz jars of jelly, low-sugar jelly, mind you, for less than the cost of one jar of no-frills high-sugar kind.

So first, organize your finances, before you organize anything else. I’m sorry to be such an ogre on a Saturday morning, but it’s very important. I’ve included a link to an article that names and explains five free apps to help you to organize your finances:

Please make it a point to organize your finances. To motivate yourself, promise yourself an inexpensive treat for doing so: an ice cream sundae; an afternoon with the kids at a local park; lunch at a local McDonald’s with an indoor Playland; a visit for an afternoon of coffee and gossip at a friend’s house; a new bottle of nail polish or lipstick or even a small nicely-scented candle at Wal-Mart. No, not a Yankee candle, which is over $25 for a small one; not a whole day at the spa…a small treat. We are trying to nail our finances down, get ourselves out of the hole we are in, without making everyone around us miserable. Together, we can do it. He knits the rope, she ties a loop around it and lowers it; I’ll lace my fingers together to boost you up and you grab that rope so they can pull you out. Then send that rope back down, so we can get others out of the hole. We need to be in this together. Another reason I say we need to be together in this, is so when friends encourage you on payday to go out for a crazy night on the town, you can remember you need to get out of debt. Let your close friends know you are trying to save money and become debt-free. Your close friends will understand and not tempt you to blow your paycheck. The “friends” who keep harassing you and insisting you join them…well, they aren’t your friends, really, if they don’t want you to get out of trouble.

After a harsh post like this, we really need something to make us smile. Toss your cat the tab off of a gallon of milk; throw a ball to your dog in your yard or at a local dog park; listen to your favorite song; sit by your front window and watch the squirrels; sit on your couch with a hot cup of tea (not an iced tea…a hot cup of tea. When you have a hot cup of tea, you are forced to slow down and enjoy the beverage, rather than gulp it down.) Go for a walk around the block. If it’s too cold or wet or dangerous, then leave your debit cards at home so you won’t be tempted to buy anything and go to the mall, or Target or even Home Depot and just walk around. The reason is to get away from the item that caused you stress. Do you knit, or crochet or do needlepoint? Perhaps you have some projects just languishing in a corner of the closet or basement.Allot yourself 30 minutes per day with the project. This includes set-up, actually working on and putting the item away. Take a picture every other day of the item, so you can see the progress. Take out 3 items from your closet that you haven’t used in 6 months and donate it. Call your cousin and give the reason why you called as, “Because I love you.” Hug your child. Get a flowerpot you no longer use, put potting soil in it and cut a snipping of your plant and donate it to a nursing home, or a senior citizen’s center. Plants that do well, by propagating are spider plants, snake plants, pothos, arrowhead plants. These are also easy to care for. Remember, to give yourself a pat on the back for taking the first step, by reading this post. The next step is to start implementing the organization. This method may not work for everyone. But together, we will get through it. Do you have any suggestions about methods to improve the organization of your finances?


DIY coffee starter kits or logs

Good morning my friends! Today I woke up to the wonderful sound of thunder and rain pounding on my bedroom window. What a glorious sound! Spring is coming, people. The days are growing just a bit longer, the temperatures aren’t dipping quite as low (thank goodness for that; our wood pile is nearly gone); we aren’t needing to wear quite as many scarves, hats and gloves as we were a few weeks ago. The trees are beginning to get buds (I purchased several fruit trees and planted them last year. I looked at them a few days ago and saw tiny leaf buds at the end of them. This was a rough winter for many of us…I don’t know when was the last time I greeted Spring with such joy.

Well, as close as Spring is, it’s not quite here yet. This means some of us will still need to use our fireplaces, wood stoves or even fire pits. With the Springtime weather comes a lot of rain and wet logs. I mentioned yesterday how you can use some old candle wax to start a fire easily. Today, I’m going to talk about making coffee ground starter kits, suing materials you would normally just toss out. This is a fun project to do with the kids on rainy days. I wouldn’t have them near the grease or wax when it’s melted, but even little ones can help use a spoon to pack the coffee grounds. Enough teasing you…let’s get this project started!!

DIY Coffee Log or Starter Kit

materials needed:

old, used coffee grounds (you can even use the filter it was used with, for a wick) You can either use ones that you have saved, or stop by your local coffee shop, like Starbucks or Panera Bread Company. Just ask for the used coffee grounds; they are more than happy to give the used ones away. You’ll need about 4-6 cups of grounds.

wax leftover from candles (or use fresh candles, broken crayons, Gulf wax for canning etc) You’ll need about a 8 oz of wax to make one log. If you do not have wax, used cooking grease will work just as well. It does not need to be melted for as long, however, in the oven.

a few tablespoons of corn syrup, or molasses or maple syrup (this is to help bind the material together.)

An old bread loaf pan, or other oven-safe baking pan; preferably in the shape of a loaf, for the mold. A cake pan can be used as well, if you do not have a loaf pan handy. It just needs to be about an inch or more, deep. If you do not have a bread loaf pan, then you can use large soup cans or a large metal coffee can.

First, spread the used coffee grounds on a cookie sheet with raised edges; take the wax and chop it into large chunks. Put the wax into an oven safe pan to melt. You can use old soup cans to melt the wax in as well, or a metal oven-safe mixing bowl. Drizzle the syrup or molasses onto the wax. If using grease, just pile the grease into a deep oven-safe bowl or oven-safe dish.

Place the coffee grounds and the wax into an oven. Turn the oven to about 150-200 deg F and let the grounds dry out thoroughly. Stir the grounds every once in a while. It will take about 30-45 min for the grounds to dry, depending on how wet they were when you first put them into the oven. If using grease, you want it at the point it just starts to melt, not at the bubbling stage. If using grease, put the bowl into the oven at the last five or so minutes, before you take the dried coffee grounds out.

When the wax is completely melted, stir the syrup and wax mixture. Use a metal spoon, not a plastic one, since the plastic one will melt. Add about a half-cup of coffee grounds to the wax mixture and stir. Keep adding the grounds and stirring until the grounds are completely incorporated. It may bubble a bit, but that is the moisture in the coffee grounds reacting to the hot syrup. Scoop the grounds-wax mixture into the pan using a large metal spoon until the pan is about half-way full. Fold the dried, used filters in half and pack the grounds around it, so that a piece of the filter remains visible. Several of the filters can be used for this. These are your wicks. Keep adding the grounds-wax mixture to the loaf pan. When the pan is nearly full, using the back of your spoon, pack the coffee grounds into the pan, so there are no air gaps. You can also use a piece of waxed paper to lay over the top and using the heel of your hand, pack the grounds into the loaf pan, making sure to pack the corners. Once the coffee mixture is good and packed, let the pan sit out  for 24 hours or at least overnight.

After the grounds have set, using a plastic spatula, scrape the edges of the loaf pan to separate the “log” from the pan. You may have to put a dishcloth underneath it and bang it on the counter a few times to encourage the “log” to release it’s grip. Once it is free, you can use it in your fireplace or wood stove. Put some smaller logs around it, light the coffee filter wicks and enjoy! It may not last for two or so hours, but it’s enough to help get a fire started and start drying out the wood you put into the fireplace.

For a DIT starter kit, you will need:

wax (like leftover scraps of candles, crayons about 3 oz of wax is needed, or the equivalent of around 24 crayons) or a few ounces of used cooking grease.

used coffee grounds (about 2 cups)

a few tablespoons of corn syrup, maple syrup or molasses (as a binding agent)

a cardboard egg carton (if none is handy, you can use a muffin tin with paper muffin cups. You can also use custard cups and use the filter as the paper cup holder.

First, spread the coffee grounds on a cookie sheet with edges, just as you would to make a log. In an oven-safe baking dish, or a metal soup can, drizzle the corn syrup over the wax. Place the grounds and the wax into the oven and heat the oven to about 200 deg F for about 35-40 min, stirring the grounds occasionally. If using grease, put the grease and syrup into a deep oven-safe mixing bowl or deep oven-safe pan and put into the oven to melt for the last five minutes, until you remove the grounds from the oven. You don’t want the grease bubbling, just at the point it starts to liquify.

Once the wax is melted and the grounds are dry, mix the coffee grounds with the wax-syrup (or grease-syrup) mixture. Fold the dried coffee filter in half and then again in half. Put the lower part of the folder coffee filter into the first egg-holder of the carton and using a metal spoon, pack the grounds around the filter, keeping the top part exposed. The coffee filter edges are the wick.

coffee filter fire starter

If you are using a muffin tin and paper cups, or the coffee filter itself to contain the grounds, do not fill the cup up all of the way. Other items I have used:

empty cardboard toilet paper tubes which I’d cut in half, so they are short tubes. Stand the tubes up in a muffin tin, or pack them tightly into a cake pan, so they are all standing. Put a small wad of newspaper into each tube and push it down. This will act as a plug on one end. Fill the toilet paper tubes up with the coffee ground-wax mixture, packing the mixture down. Do not fill it all of the way, so the edge of the cardboard tube will act like a wick.

If you use the cardboard egg carton, fill each compartment of the egg carton, packing down the grounds-wax mixture. Allow the grounds mixture to dry overnight.

When a fire is needed, you can break off one of the egg carton plugs, or use a muffin cup or toilet paper roll. Light the coffee filter wick (or edge of the paper or cardboard roll) and place into your fire pit (or fire place, wood stove, campfire, etc.) You may need to use two or three plugs. Add the branches as needed, until you have a fire going.

So now you have it! A way that items that are normally going into our landfill (or composting, as I usually do) are being used further. THAT’S being frugal. My husband says he likes to “pinch a penny until Abe Lincoln screams for mercy,” and that is exactly what we do here in this house. Even throw-away items are recycled (and sometimes our recyclables are recycled, lol.)

So, now that I showed you a few ways to save money by using the “trash” you have around your house, tomorrow we can look at how we can start to organize our house, our mind and our finances. Don’t worry, it’s not as bad as it sounds. You know why? We are going to get each other through each day, TOGETHER. You are not alone in this world. Even when you feel like you have nowhere to turn, there is a way out of the dark tunnel. It won’t be night-time forever. The sun will come up…don’t you want to see the sun rise? Even if you can’t find a smile for yourself, find one to give to another…they may have one they can lend you. Tell the lady behind you she can go ahead of you on the line at the grocery store. Give your significant other an extra big kiss, before bed tonight. If your other half is deployed or working late or traveling, then jot a few kind words down on a Post-It note to give to them when they return, or in the next care package you send them. Check with a local underprivileged elementary school and see if you can donate a few boxes of crayons and construction paper, which you can pick up cheaply, at the dollar store. When sitting at a four-way stop, wave to the cars around you to go ahead of you. Walk around the house and grab 5 items you haven’t used in the past month, put them into a bag and drop off at your local Goodwill. Get five articles of clothing you haven’t worn in 6 months, or your children no longer like or fit and donate it. Call or text someone and just say, “I was thinking of you today.” Locate three happy news stories and send them to people who you think need a smile. Put on some music that makes you tap your feet, thump your desk and shimmy in your seat. We will get through our rough times together. We all live and breathe under the same sun, moon and stars, big and small, great and tall. Until next time, dear friends…PEACE!!

DIY starter logs for fireplaces and woodstoves

Good morning, friends! I hope you all are doing well. I am loving this weather, today. My old Marine room-mate Eve called it, “a postcard from Spring.” (Don’t you LOVE that? She’s a professional writer, so she has an awesome way with words.) The temps today are high of 52 deg. Tomorrow has a 90% chance of thunderstorms and high of 61 deg. (My cousin, Joey, laughs because in all my Facebook posts, at least once a day, I do a full weather report. Maybe in a former life, I was a meteorologist. 🙂 ) Anyway, this weekend the temps are supposed to drop to below freezing again with snow and freezing rain. Bummer. That means the wood stove has to be fired up again.

My hubby, is amazing when it comes to starting a fire in the wood stove. I swear, the man can start a roaring fire with one match and a bunch of wet logs. On the other hand, I can have several dry branches, 15 newspapers, a flamethrower and I’ll still wind up yelling up the stairs and asking Don for help. In fact, when he knows I’m going to attempt to light a fire, he starts hanging chicken and hunks of beef around the room and calling friends saying, “Hey, anyone want a smoked chicken? Smoked beef? Jen’s lighting a fire, so everything should be fully smoked in about 30 minutes.” He also calls our local fire department and informs them the huge amount of black smoke coming from our house ISN’T a fire, but “just my wife attempting to build one,” then he issues gas masks to the kids as they sit back and laugh, while I keep wadding up newspapers and attempting to start the fire. Many times, as I sit there, choking and gasping I remember a story my English teacher had us read in ninth grade by Jack London, “To Build a Fire.” That story haunts me at odd times, not just when I’m struggling to light the fireplace. It’s about a man who is alone on the Yukon and how in -75 degree weather, he struggles to build a fire to save his life. Like all of Jack London’s stories, it’s excellent.

Anyway, I was telling a friend last year, about how I needed to find a store that was selling the Duraflame starter logs, since most of the local stores were sold out, due to the nasty weather. He replied, “Why? Just make them yourself. I do, every year. It’s easy.” Then he explained how to do it. This is a project that you can do a bit of, as you go along, throughout the year, or you can make them on a rainy day with the kids helping.

DIY Starter Logs

empty toilet paper rolls, or empty paper towel rolls

the ends of candle wax (after the wick has burned down, there is always about a tablespoon or so of wax at the bottom of the container)

lint from your dryer (FINALLY, a use for lint. Preferably lint from only natural materials, like cotton. I don’t use the dryer much, so we don’t have a lot of lint. The reason i say to use only natural materials like cotton is, nylon and polyester, although do not give off much lint, when burned can create carcinogens.) or newspaper ripped into pieces. I have also used dirty tissues, junk mail, cardboard boxes from food items, old schoolwork from the kids. You don’t even need this, you can just fold up the toilet paper rolls and stuff them inside one another.

starter log 2Here is my tub of toilet paper tubes and other items that are originally rolled around a cardboard tube (like waxed paper; aluminum foil, etc.) I have an empty tissue box that I keep scraps of candles in, chunks of wax from crayons that have been broken so far down and I haven’t the patience to make new crayons from them (yep, I’ll tell you more about that in another post) wax from cheese (like the Bonnie Bell and Baby Bell cheese) etc.

starter log 1If you don’t have any lint, or really shredded dishcloths (yes, even my shredded dishcloths are used for something) will work, used tissues, junk mail, scraps of paper, newspaper that you shredded into easier, smaller pieces (about 12 inches across, is good). If you lack all of that, you can roll up another tube as I did here and stuff it inside another tube.

I usually save all my tubes throughout the year and stuff them all inside one another, as they are collected. It helps save space, since I may save up close to a hundred over the course of spring through autumn. Then, when it starts to get chilly out and we will be lighting the stove soon, I pull the rolls out from one another and start packing them with stuff.

starter log 5If you tear up a newspaper, or junk mail, etc, wad it up gently, and stuff it into the center of the cardboard roll. The wax that is left over from candles I will scrape up or if it was a pillar candle, break it into hunks and put a good chunk inside the cardboard roll. Continue to stuff newspaper, or raggedy dishcloths into it. Once it is full, let a small piece stick out, like a tail.

starter log 1Keep adding paper, or dryer lint or raggedy material into the rolls and adding a chunk of wax with each one, until they are all full.

starter log 6starter log 3If I have to melt the wax to get it out of the glass container it was in, I will usually dunk the end of the roll into the melted wax, after it is stuffed. The melted wax dries and hardens and kind of locks the material inside the tube. Make sure if you melt the wax, DO NOT put the glass container into the microwave. Many times the candles have tiny metal prongs at the bottom to hold the wick. NOT a good idea to microwave metal. Using a spoon, scrape the wax out of the original container, so you can have a good look, then using the double boiler method, melt the wax.

Once you have your tubes ready, just prepare the logs as you would, normally. But put one of these amongst the logs. Then, light the tail that is sticking out. You may need two or three of these to assist in starting a fire. Those starter logs that cost almost $10 for about 20 of them are just sawdust and warm wax, that is compressed into a shape. The ones we are making are literally free. Each of the items you are putting into this project is actually an item you would throw away (or recycle.) The cardboard lights easily. The wax melts and helps to hold the flame so it burns longer and thus will ignite the branches and logs easier.

Like several of my posts, this is an item you need to save up for…but not money-wise. Like the suet, which is grease which you would be normally throwing away, stale peanuts, eggshells…all items you normally would throw away, now becomes a winter treat for birds, these starter logs can help you start a fire on those cold nights. Tomorrow, I will show another way for starting a fire, but you’ll have to finish your morning coffee and scrambled eggs, first. (hint, hint.)

Remember to follow me as we journey together in our quest for finding ways to live off the grid, live frugal, turn leftovers into new-overs, organize our lives and our homes.

What have you done to help another person out, today? Perhaps put a quarter into someone’s dryer, at the laundromat, when you see it has stopped turning. Give the paid-for wagon at Aldi to another person, and not ask for a quarter in return. Take a walk at lunchtime and smell the fresh air and notice the clouds. Buy a soda for a co-worker and leave it on their desk in the morning, before they come to work. Bring in a canister of coffee for the coffee pool. Give an extra two or three dollars tip to a waitress. Tell a veteran, “Thank you for serving.” Pull over and give right of way for a funeral procession, or an ambulance, taking a moment of silence for the victim. Buy a few cans of cat or dog food at the supermarket and drop it off at your local animal shelter. Stop by for an hour at a nursing home. Even if you don’t know anyone there, some of them would be so grateful for a visitor, since their own families rarely visit. Better yet, bring your child. Some of the elderly miss their own grandchildren and they can pretend your child is their grandchild. It would make them so happy. Make a simple, easy to heat meal and pack it in freezer-safe containers and bring it to a new mom. These little things can mean so much to another. Have you made another person smile? What was the reason YOU woke up this morning? Until we meet again, my friends, remember we are all living and breathing under the same sun, moon and stars. Be kind to each other, big and small, great and tall. Peace!

DIY Eternal Dryer Balls

Hello friends! I hope you are all starting to thaw out a bit. Yesterday, temperatures in some states went all the way up to 35 degrees! Whoo hoo!! In Minnesota, that’s swimming weather! It hit almost 60 degrees here in Southwestern Illinois. My hubby suggested blowing warm air onto my phone, so the weather app would show 60 degrees. I told him I was too smart for that, thank you. (I have a history of doing goofy things, so he tries to zing me when he can. Several years ago, the news reports were saying how the price of stamps was going up three cents. So, I bought about a hundred stamps at the old price, thinking, “Yeah, buddy. Going to get over on the Postal Service.” I showed my husband a few days later, the huge roll of stamps I had, thinking, I saved him money. He smacked his forehead and tried explaining to me that now I needed to buy 3 cent stamps. I didn’t believe him. I insisted the Postal System HAS to honor the stamps at the old price. It wasn’t until I questioned the mailman that I discovered I wasn’t saving anything. HOWEVER…I have spoken to a few folks, since then and they laughed…then mumbled they or their spouse is guilty of doing the same thing.) Anyway, my hubby isn’t sure just how far my knuckleheadedness runs, so he tries different ways, to zap me.

Anyway, since yesterday was such a nice day, I did a few loads of laundry and hung them outside on the clothesline to dry. I usually dry everything except my husband’s dark shirts or pants on the clothesline, and socks. Socks, after washing, I toss into the dryer, but do not turn it on. I will hang up the clothes outside; hubby’s dark clothes go into the dryer (still leaving it off) and after the stuff outside is dry, I toss the outside dried items into the dryer with the damp clothes for 15 minutes or so. I do this to kill any wasps that may be hiding in the clothes (about 15 years ago, I asked my husband for a dryer. We had just moved to this house from living in Germany, so I was used to having one. Don bought me a clothesline and put it up instead. I hung up clothes all summer and autumn with no problem, always shaking the clothes thoroughly after taking them down, before they went into the basket. Then one day, after several weeks of near freezing temperatures, the temperature was close to 60 degrees. I hung Don’s dungarees and other stuff outside to dry. When I brought them in, Don grabbed a pair of pants and put them on. He started yelling and smacking his leg, trying to get the pants back off. He finally got disentangled and out fell a wasp that was about an inch and a half long. He had three or four stings on his leg. That night, we went to Home Depot and bought a dryer.) and fluff the clothes up a bit. The socks and pants dry relatively quickly. The dress shirts I hang up while still slightly damp on a pole in the laundry room, until they are ironed out. Little things like this help us to save money. A few nickels here and there may not sound like much, but in the end, it DOES add up. Hanging up clothes slightly damp, so they can air dry also means less wear and tear on the clothing itself; if you iron it while still damp, it irons much easier, as well. I wash my curtains on gentle and hang them up damp. It saves them from being eaten up in the dryer and also often, ironing for them is not needed. The creases from the washing machine are eased out, as it dries.

So, after washing the clothes, I hung them outside to dry. Since they didn’t finish drying completely, I tossed them into the dryer. I don’t use dryer sheets, anymore. Actually, I stopped using them when my kids were infants. Dryer sheets and fabric softener should NEVER be used on infants’ or children’s’ clothing. Their clothing has a flame retardant chemical already on them, which if Heaven forbid, your child is near a fire, their clothes won’t go up in flames. Even if you choose to not use my method, PLEASE, don’t use fabric softener on your child’s clothing.

I hang my clothes up to dry whenever I can. But some of my readers may live in an area with HOA restrictions against clotheslines, or severe weather prevents them from owning a clothesline. Perhaps you live in an apartment, or just don’t have the time needed to use a clothesline; whatever the reason, you are looking at your clothes dryer and wondering how can you dry your clothes quickly, so they will be soft, without using dryer sheets. You may think, “But the times I have forgotten to use the dryer sheet, I pulled my clothes out of the dryer in a huge lump. Socks were sticking to shirts; an old dryer sheet was peeking out from under my skirt.” The solution is easy.

Tennis anyone?

Yes, tennis balls. They can be purchased new from any discount store, three of them for under $3. They last FOREVER, too. A new box of Bounce dryer sheets runs you about $3 for maybe 50 loads. If you ask at your local high school, they may have a bunch they can give you for free; or you can scour the local tennis courts or rec hall. They do not have to be any special brand. They don’t even need to be new…just clean. If they are a bit smudged, just toss them into the washing machine with your next load of clothes, to wash them. Then, put your clothes into the dryer, throw two or three tennis balls into the dryer. Shut the door and turn it on. You may hear a bit of muted thumping, but it’s nowhere near as loud as when your teenaged son throws his wet and muddy sneakers into the dryer.

This cuts down on the time your clothes need to be in the dryer, as well as helps to fluff the clothing, but does it control static cling? No, but I have a solution for that as well.

Foil balls. Just regular aluminum foil, wadded up into a ball. So now you have your tennis balls in one hand and that’s good. You have your foil balls in the other hand and that’s good, as well. Sort of like you have milk chocolate in one hand and that’s nice. You have peanut butter in the other hand, and that’s good. Put them together and you have a delicious new combination! (Yes, I am addicted to Reece’s peanut butter cups.) So, by both of these items combined, you get rid of both static AND have fluffy clothes.

dryer ball step 1 Step 1: take a sheet of aluminum foil around 18 inches long, and lay the clean tennis ball on the foil. Wrap the foil around the tennis ball, as though you are wrapping a gift.

dryer ball step 2Step 2: Squeeze the tennis ball, so the foil is wrapped tightly around it, molded to the tennis ball. If you like, you can wrap the tennis ball in a second layer of foil, but I haven’t had any problem with using one layer. Put the clean, wet clothes into the dryer and toss the tennis balls on top. I generally use two or three tennis balls for a full load of laundry.

dryer ball step 3 Step 3: After a load of laundry, the foil in compressed onto the tennis ball from bumping around in the dryer. Your clothes are static-free and fluffy. These will last practically forever.

As a rule, make sure you always check pockets and close the zippers on pants, shirts and jackets. The one time you don’t check the pockets, will be the one time someone forgets a Chapstick in their pocket, or has a piece of bubble gum and then you have headaches, galore. (But, if you DO forget and find a Chapstick melted all over your clothes, check out my blog for a DIY degreaser.) Open zippers in the washing machine and dryer can wreak havoc by tearing up your clothes as they bounce around. If the foil gets torn on these, just re-wrap them in foil and you are good to go!

Have you done a nice thing for another person today? Held the door open for the person behind you? Gave a quarter to the person in the checkout line ahead of you, so they don’t have to break a dollar? Told a cashier to put the pennies in the “Take one, leave one” dish? Maybe go through your old sneakers that are still in decent shape and donated them to a local school in an underprivileged area? Many teens would love to run track, but they lack the proper footwear and don’t have the money to spend $100 on a decent pair of running shoes. An organization I support is called This organization takes your old running shoes (they need to be in decent condition, please, not torn up and falling apart) and sends them to Africa where people can use them. The next time you go grocery shopping, toss a few cans of soup or canned vegetables in your wagon and donate them to your local food pantry. Help an elderly person whom you see struggling to get out of their car. When you see someone trying to reach an item on the top shelf and you can reach it, assist them. Tell a worker about a puddle you see in the aisle at the store. Park your car a few spaces further and let another get the spot closer to your building. Shake a veteran’s hand. Take your neighbor’s trash cans in from the driveway, after the trash company has been by. Buy the person behind you at the coffee counter a coffee. Don’t let this day go past, without making a total stranger smile.

Until we meet again, dear friends, I wish you a wonderful day. Peace!

Remember to follow me as I share some of my favorite ways to cut costs. Please leave a comment if you have a favorite way to dry clothes naturally or share your results with the tennis balls.

Cutting corners

Good morning, friends!! I was watching my wild birds outside (it looks like a scene from Alfred Hitchcock’s movie, The Birds outside. I saw I was getting low on birdseed, but it can be costly when your budget is so small, you can’t even call it a shoestring, but rather a “dental floss budget.” So…I started researching. Since the family and I have a “zero dollar entertainment allowance” we try to be entertained by the cheapest means available. Sometimes it’s “kitten TV” as my kids have taken to calling it, when our kitten, Swiper, is given a piece of yarn, or a plastic milk tab, or a feather and she starts going nuts playing with it. My kids sit on the couch, enraptured as Swiper gets tangled up, does somersaults, chases her tail, re-discovers the milk tab, runs and pounces on it. Well, the kiddoes and I (and our 3 cats) love to watch the wildlife outside. Paying almost $15 for 20 pounds of birdseed every 2 months (mote often if we have a lot of snow, because then the birds have nothing else except other feeders) can start getting a bit expensive. So, I need an alternative. Growing birdseed, like sunflowers or rudbeckia is fine in the summer. But it’s winter now. I need another idea. I was reading about pullets and chickens and ways to ensure the hens have enough calcium so their eggs have a good shell, when I realized we can use chick scratch. I priced on Amazon and the cost for a twenty pound bag of bird seed, then looked up and saw for $15 I could get a fifty pound bag of seed. FIFTY POUNDS! Oh yeah! This would take care of my birds, squirrels and any other feathered or furry friend who decided to drop by. This meant I can ensure the feeders stayed full and it would be good seed, not a lot of the red millet seed that no one seems to eat. It also means I’d attract different birds. I can buy black sunflower seeds separately, which are extremely cheap, or just use the chicken scratch alone, in the feeders. To me, that’s a huge savings.

bird pinecone feeders the birds
My other huge find was a new water filter. We have a GE refrigerator with a built in Smart Water filter. We live in southwestern Illinois which has extremely hard water. I mean EXTREMELY hard. For my chemistry class, we were told to bring in a sample of our water. It was off the charts. Because of the extremely hard water, we have to change our filter about every four months. If we don’t, it stops dispensing water. I told my hubby that I was dreading spending the $50 for a new filter at Lowe’s, but we did need it, because our tap water tastes funny. I found the filter online for $42 with free shipping, and then I looked a bit more. I found a knockoff brand for $20, with free shipping. It had 18 reviews, and all were good. The filter was made by EcoAqua. Considering how fast we go through filters (my family drinks a lot of water) I like spending $60 a year (well, I don’t like spending $60 a year for filters) but I like it better than $150! So pretty much I am getting a whole year’s worth of filters, for the price of one brand name, from Lowe’s (counting gasfare driving to and fro three times, taxes etc.) Oh yeah! So, I try to say, hey, with the money we saved from the filter will pay for the bird seed.
So, can I tell folks I bought the filter for chicken scratch?
Anyway, enjoy your day folks. Do one nice thing for a stranger today. If you see a cashier who looks harried and stressed out, buy her a candy bar and give her the receipt (so her manager doesn’t accuse her of stealing it) and tell her, “chocolate makes everything better.” Put a dollar in the collection container for the Ronald McDonald House. Shake the hand of a veteran and tell him/her “thank you for serving.” Give a dollar to the homeless man at the park, but don’t wonder if he’ll buy liquor with it. Think good thoughts, that he’ll buy a McDonald’s dollar menu item. If you are so concerned, buy the homeless person a burger and fries and leave the bag on their lap. Make a pact with yourself each morning that you’ll smile at 15 people today and say 15 positive things. Pick up a piece of litter off the ground. Tell a mom she has a beautiful baby. Tell a dad he’s doing a great job being a dad. What have you done, in your corner of the world, to make it happier, safer and worth living for?

DIY stain fighter for grease stains

Good morning, friends! I am sitting in my usual spot at the kitchen nook and watching the birds and squirrels go nuts over my suet muffins. My son, YumYum ran outside about an hour ago to check on the mail (he’s off school today, since it’s a holiday) and came in to announce, “Mommy! It’s RAINING!’ Raining? Like, real rain, not snow? Is it possible? Yes!! I was so happy, I ran downstairs to start a load of laundry so it can wash and I can relax and watch the rain for a while.

When I pulled the clothes out of the dryer, which Don had washed last night, I discovered my hubby hadn’t checked the pockets of the laundry he had thrown into the washing machine. My daughter, Beaker, who is only 3 and loves carrying around Chapstick (she pretends it’s lipstick) had a tube in her pocket and it had melted all over my husband’s work shirts and pants. Grrrrrrr…

I have several options for these stained clothes:

1) throw them out. (Nope, I hate throwing away clothes, so that option is out.)

2) donate the clothes (I don’t mind donating clothes, but only if it’s because they no longer fit or cannot be re-purposed for another reason. Such as dungarees with shredded knees, can be patched up or cut down to make shorts.?

3) wear them and act surprised when someone points out the stain (“Wow! Look at that! That stain wasn’t on my shoulder when I put this shirt on this morning. I must have brushed up against something.”) Problem is, this can only work once.

4) Figure out how to get the stain out. Being a major penny-pincher, I guess that was truly, my only option. So…I got out my top-secret grease-stain fighters.

grease stain fighter

Yep, baking soda and a toothbrush. I put a dishcloth or piece of an old cut-up towel down and put the stained area directly over the towel. Try not to have anything else between them, so the grease doesn’t just transfer to another area. I sprinkled about a tablespoon or two over the grease stain (try and do this on a sink counter or a table. It can get messy) and using the toothbrush, I scrubbed the daylights out of the baking soda. You want to scrub the baking soda INTO the stain. As the baking soda absorbs the grease, it will begin to bead up, rather than be powdery. Shake the beaded up baking soda into your sink (it won’t damage the pipes or your garbage disposal), sprinkle another tablespoon on and scrub again. Keep doing this, until the baking soda no longer beads up. If you use any type of stain-fighter, like Shout! or stain-stick, use it now and let the item sit for a few minutes. If you do not have a stain-fighter, just put the stained item into the washing machine with regular detergent and wash as usual.

The stain should be almost completely gone. It may take a second round of baking soda and scrubbing before the stain is entirely gone. Cornstarch will also work, if you do not have any baking soda. The idea is to put a drying material onto the grease stain. The drying material draws the grease away from the stain and locks it into itself. I’ve heard mixed results with using dish-washing liquid on the stain, like Dawn or Palmolive. Some have told me it worked great for them; others haven’t had any success. I don’t know if it depends on how long the stain has been on the item of clothing, or if it depends on the type of material the article of clothing is (cotton, polyester, silk, mix etc

So far, I have had good results. The stains on my husband’s dress shirts for work are now stain-free. Next time you find your clothing covered with oil stains, either from cooking, or checking the oil in your car, or forgetting lip balm in your pocket and this happens, try it and let me know how it worked for you!

Remember that today you woke up for a reason. Do something good for another person or creature today. Throw the stale ends of your bread out for the birds; hold a door open for another person; if you see someone struggling to carry an item, jump in and help. Don’t walk away when someone is in need of help. Smile at someone and compliment them on an item of their clothes, or their smile, or their eyes. Call someone you haven’t spoken to in a while. Send an email or even better, a hand-written note and just say, “I was thinking of you today.” Pay the toll for the car behind you. Bring your neighbor’s newspaper from their front lawn, to their front porch. Let the person behind you in the checkout line with only a few items go ahead of you. Smile an encouraging smile at a young mom who looks overwhelmed with her crying kids and tell her, “It gets better. Really, it will.” You never know what impact you will make on another person and that small deed.

Until next time, my friends, love each other no matter how small or how tall. We all live and breathe under the same sun, moon and stars. Peace!

DIY bird suet

Good morning, friends! This morning in Illinois, it’s a balmy 30 degrees outside. I am used to working outside, so to me, this is t-shirt and shorts weather. I ran outside to go feed a few stray cats that come over each morning and stood on the porch in my t-shirt and relished in the thought that spring will be here soon…I hope. Well, within 15 minutes of putting out two bowls of Purina cat chow, the starlings and grackles found the bowls and were freaking out and fighting over the food. Apparently their suet feeder was empty again (the other one is still MIA; apparently a raccoon decided to make a five-finger discount and run off with the whole darn suet cage.) Anyway, I buy the cages at the dollar store and make my own suet so it’s not a big deal. This past Christmas, my son, YumYum, hubby and I also made pine cone bird feeders for our feathered friends. Today’s post will give you directions about how to feed your friends, which gives the family some free entertainment and lots of laughs, as well as it can be educational, as you try and identify all the birds that arrive at your feeding station.

DIY suet for birds

about a gallon of grease, lard, Crisco, etc. I usually save all the grease from the year from my cooking. I let it cool down in the pan after I remove the main parts of my food (little stuck-on bits of food are fine, since it will all be going into a freezer.) After your grease from making hamburgers, bacon, grease from chicken soup, making pot roast etc cools, I use a spatula and scrape it all into an old plastic peanut butter container. If you have an old Crisco container, or an old coffee container, that will work fine as well. Throughout the year, as you cook, just scrape the cooled grease into the container. Keep it in the freezer, so it doesn’t spoil. If you don’t have an excess of grease, then just use Crisco.

about a cup of cornmeal

optional: a few tablespoons of peanut butter

stale peanuts or sunflower seeds

leftover crumbs of cereal (you know the crumbs at the bottom of the Trix, corn flakes, Rice Krispies, etc bags as well as any loose cereal rolling around between the box and the bag.

A few cups of bird seed (doesn’t need to be high quality bird seed, just ensure it is pesticide free. (Not all bird seeds are pesticide-free; Scotts Miracle-Gro was fined $12.5 million for illegally applying insecticides to its bird seed. The insecticides are toxic to birds. I use Wagoner’s Four Season Wild Bird Food. It can be ordered from Amazon $11.98 for a 20 pound bag, and if you are an Amazon Prime member, shipping is free. However, you can use any kind you want, I just ask that you skip the seed you find at the dollar store. They are full of red millet, which is a throw-away seed for many birds and probably treated with an insecticide to prevent boll weevils during storage.

Any leftover cooked vegetables or even thawed frozen veggies (have any peas or corn that is freezer burned? Leftover macaroni or spaghetti that was found in the back of the fridge and you’re not sure how long it’s been there? As long as there is no mold on the food. So as you find leftover cooked rice, baked potatoes, dried out pieces of hard cheese, like Swiss, muenster, Colby, etc. Do not use soft cheese such as cream cheese or brie.) Chop the veggies, or pasta up into small pieces. If it has sauce, such as Alfredo or tomato sauce, rinse them them off, before chopping up the pasta or veggies.

optional: Washed and crushed eggshells (yes, this sounds weird, but any eggs that I use, I will smash the eggshells up in a strainer with small holes and rinse the eggshells off. Do not use soap!! Just rinse with warm water and mash the shells up with your hands. After they are washed, spread them out on a cookie sheet and put into a warmed oven (heat the oven to 200 deg for about 5 minutes, then turn off the oven. Put the eggshells in the warmed oven, and let them dry for about 12 hours. If you don’t have time to dry them, then that’s fine also. The eggshells add much-needed calcium to the birds for strong eggs. In the springtime, I grind up all my eggshells and toss them into the garden. Not only will the birds eat them, they are a natural deterrent to slugs and snails, because the eggshells have sharp edges, which will cut open the soft gastropods’ bodies and they will dry out.

about a cup of plain uncooked oatmeal; rolled oats or steel oats are fine. Cooked oatmeal will also work. I often scrape the bits leftover from my kids’ oatmeal bowl into my grease can and re-freeze it.

optional: dried fruit, such as raisins, prunes, Craisins, dried apple pieces, etc. I often take the apple cores from apples I cut up for me kids, chop them up, seeds and all and toss them into the freezer in small baggies or add directly to my container of grease.

optional: about 4 T or more of cayenne pepper or hot pepper flakes (birds are not bothered by the cayenne pepper or chili powder flakes, as long as it is actually mixed up in the suet and not sprinkled on top of bird seed. The cayenne pepper is to deter squirrels and other rodents. If you don’t mind tossing the crazy antics of squirrels, you don’t need to add the cayenne.)

First, heat a large pot of water to almost boiling. This is to heat the grease up slightly by placing the container it was stored in, into the large pot of very hot water. Do not put the pot of hot water with the grease container on the stove. Let the grease melt until it is almost a slurry. You don’t need it to be completely melted…just until it is the consistency of peanut butter. Scrape the grease out and put it into a large bowl. Add the peanut butter and stir to mix. Add the cayenne pepper and mix thoroughly. Then add the birdseed, rolled oats, peanuts or sunflower seeds, dried fruit and crushed egg shells. If the temperature outside for the next several days will be below freezing, you can add the mixed, thawed veggies, rice or pasta. Once it is all mixed up, scrape the suet mixture into a cookie tin or even an ice cube tray. I prefer using a silicone muffin tray, since it’s easier for me to pull my suet muffins out. Put the suet muffins into the freezer for at least 12 hours. After frozen, remove your suet muffins and add to your suet cage. If you don’t have a suet cage, you can smear the soft mixture onto pine cones which you have already tied a long piece of yarn to, then pile the suet-smeared pine cones into a 5 gallon bucket with a lid. I do the pine cones in the winter, when snow is expected. I put the filled bucket, with the lid on tightly and store outside on my porch. After the snow stops, I will remove the lid and tie the pine cones up in the trees for the birds. If you don’t have cages or pine cones, you can also save the netting to the bags of potatoes or onions. Cut the top of the net bag and remove your produce. Find a container that will fit the open net bag. Put the net bag inside the container and open it up. Take the top part and wrap it around the top of the container, using a rubber band to secure it.

onion netbag suet mommy blog

Ensure the container has a wide-mouth at the top, so it’s easy to remove. Then lay the container on it’s side, so the net bag is laying against the container and scrape some of your suet into the bag. Do not overfill it. After a few spoonfuls, you may need to put the net bag into the freezer to stiffen the mixture up some. Add more grease until the bag is full, re-freezing it as needed, so the suet doesn’t dribble through the net bag. Tie off the top and hang outside on a strong branch. The birds will love you for this; it’s cheap (since you are using basically leftovers and stuff normally thrown into the garbage, with exception of buying the birdseed, it’s practically free) and you are helping others who are are also struggling to feed themselves.

This may sound like a lot of work, but it actually goes together pretty fast. Most of the time is actually hands-off, because it is in the freezer. Do not make this when the temperatures are expected to be over 45 degrees, since the suet will melt and possible go rancid. Don’t make more than can be consumed in about four or five days, unless the temps remain below freezing or you keep extra in your freezer. This is a nice rainy-day or snow day project for you and your kids to do. I try to keep my old Crisco containers (they don’t even need to be washed free of the grease, since you are only adding more, and as the family uses up cereal, or I find one tablespoon of food saved in the refrigerator which I find and question when it was put put in the fridge, I add it to the Crisco container in the freezer. The items don’t even to be added separately. If you add bits and pieces through out the year, you can just thaw it out in the double boiler method until it is a slurry and just spoon it directly into your muffin tins and re-freeze. If you use metal tins, to easily remove your suet muffins, take the frozen tin and submerge the bottom part into a pan of hot water. Do not get the tops wet. Just heat the tin part until the suet muffins or suet cubes (if using an old ice cube tray) until they are easy to remove.

Remember to do a good deed for another today. A simple gesture like telling a military person, “Thank you for serving,” regardless if you believe in the war or not. Dropping your spare change into a collection container for stray animals at the gas station. Collecting old blankets or towels and dropping them off at a local animal shelter. Even stopping at the dollar store and purchasing two or three cans of wet cat food and leaving them at the adoption desk that PetSmart and PetCo. have every weekend. There are always others that have it worse than you. By doing a little something to brighten up another’s day, you make this world a happier place. Even go the the dollar store and buy a bottle of shampoo or a few bars of soap and leave them at your local food pantry. Have some soap a relative gave you at Christmas or birthday that you don’t like the scent of? If they are unopened, drop them off at the food pantry. Even if you don’t like it, someone else may love it. We all need a helping hand and it gives us such a good feeling knowing we are helping another person, feathered or furry critter a helping hand. Have you made someone smile today?

Baking bread on a woodstove

Two days ago I was looking online for recipes to bake bread on my wood stove. We have our electric prices charged on “real-time pricing” which is usually several cents per kilowatt under the standard rate. Due to this horrendous winter, the real-time prices have been significantly higher. Two weeks ago, the prices were almost ten to twelve times higher than normal. I freaked and hit the main power switch and decided that day we would live “off the grid.” This entailed cooking without my electric stove. We have a wood burning stove in our walk-out basement, that we use to heat the house up, but I looked closely at it on this particular day and decided, “You are doing double-duty, my friend.” I went into the garage where my cast-iron wok was hiding. My husband had purchased this huge, heavy creature for me about 15 years ago…I think I’ve used it once. Tonight, I pulled a bag of mixed veggies out of the freezer and started letting them defrost on the counter as well as several pieces of boneless chicken. After a few hours (the house had the furnace also off, so the temp was around 56 deg upstairs and 70 deg in the basement) I had about 20 candles lit around the house and started to prepare for dinner. I filled the stove with wood, closed the flue, opened the damper and put my wok on it to start warming up. (Since it was in the unheated garage, I’d let it warm up to room temperature most of the morning) and started chopping up the chicken. After about 30 minutes, I put the oil into the wok to start warming and brought my food into the basement to start cooking. I wanted dinner to be ready by 5pm, so I started this around 3.30pm. I put the chicken and some garlic in to fry up, then added my partially defrosted veggies and some flavoured sauce that came in the package. I put the lid on and let it cook. Every once in a while, I took the lid off my wok and gave it a stir. By 5pm, it was all ready. My family and I ate by candlelight and had a great dinner. After dinner, we needed entertainment, but since there was no power, we had to do something else. My son and daughter (aged 6 and 3) were given chem lights to carry to help them not be afraid of the dark. My daughter, Rebekah, who is taking ballet, entertained us by dancing in the dark, holding the chem lights and spinning, singing and dancing. My kids then built forts out of the couch cushions and we all nestled down on the couch in the basement to go to sleep. My husband did not sleep well, since he had to keep getting up to put wood on the fire and my daughter decided to sleep horizontally on the couch, so I had to sleep half on and half off, to keep her from falling off. But was it fun? Yes!! My kids had a great time. In fact, the next day, I threw some more defrosted chicken into the wok with the leftovers of the sti-rfry (which I put into the fridge overnight) and added some chicken broth. Cooked it and made: chicken soup. I used unsalted broth so it was pretty bland. The third night, again, no electric and I added some butter to a cast iron skillet and some flour and reconstituted dry milk and made a roux (on the wood stove.) I added that to the soup and made cream of chicken soup. Wow. It was great. Two nights later I made some tomato soup from tomatoes I canned last summer.

I’m originally from Queens, New York, so this is all foreign to me. I never had family members who canned and the closest I ever came to living off the grid was when we went camping once a year, to the mountains. It’s astounding to me that I am learning to do this. If this city girl can learn, then anyone can. I will be happy to share my recipes and things I learn along the way to help you also learn to rely more on yourself and your family and less on the power company. It’s cheaper and I believe, more fun!

Frugal DIY recipes

Good morning! I hope you all are well. I’m looking out my window at the frozen tundra and expecting to see a polar bear or penguin join the stray cats outside, begging for food. It looks like Hawai’i and Florida are the only two states who decided to not join the rest of the country in celebrating winter. If you are lucky enough to live in one of those states, then spare a thought for the rest of us, as you sit on your back porch in a t-shirt, sipping a cold iced tea.

Now, as I had mentioned yesterday, I was going to share today some of the recipes I use to make homemade products and thereby save some money. One of the biggies is laundry detergent. Laundry detergent can range in prices from $6 for about 90 loads to over $18 for about 90 loads. That’s just too darn pricey for me. So, I went to Pinterest and looked up ways to make myself some homemade detergent. I found several recipes, but they all contain basically the same things:

2 bars of Fels-Naptha soap or Ivory bar soap

3 cups Borax

3 cups Washing soda

3 cups Baking soda

3 cups Oxy-clean

(1) one gallon or larger plastic container for mixing the ingredients (like an old gallon ice cream container, and a second larger container, like an old cat litter bucket or old plastic laundry container or even a five-gallon bucket, preferably with a lid)

optional: essential oils, about 30-40 drops.

In one container, mix the baking soda, Oxy-clean and washing soda. Using the shredded cheese side of a cheese grater, grate the soap up into the other container, like an old plastic detergent container, or a gallon plastic ice cream container. Once the bars are grated, dribble the essential oils onto the soaps if you are using it. Toss the soap and oils, as though they were a salad, using your hands or a wooden spoon. Once mixed, sprinkle the baking soda, washing soda and Oxy-clean onto the grated soap about one cup at a time and then stir it, using your hands or a long wooden spoon. Mix the soap up well with the sodas. Store the detergent in the large lidded bucket. If you don’t want to use essential oils, you can also buy a small container of laundry detergent you like (I love the smell of Gain, but can’t afford it) so I mix a small container of Gain (which does about 18 loads) and mix it with the homemade detergent. This way I get the great scent of Gain…but at a fraction of the cost. I use about a quarter of a cup of detergent for a whole load. Another way I cut costs is on the temperature of the water. I put the washing machine on the smallest load level, (this is before adding any clothes) add the detergent and then turn the water temp to hot. The washing machine will add the hot water, which dissolves the powder detergent. I add enough hot water until it is completely dissolved and let it agitate for about 30 seconds. Then I turn the water temp to cold and the size selector to extra large and start adding my clothes as the washing machine fills. I only do large loads of clothes, because whether a small load or a huge load is being done, the same amount of energy is being used to wash it. Let the washing machine run and you can go off and do something else. Now keep in mind, this will not suds up like regular detergents do. That does not mean it isn’t working, it just means that you are adding less unnecessary ingredients. You don’t really need lots of bubbles to know your clothes are being cleaned, do you?

If you prefer a liquid detergent, I have a recipe for that as well, and it’s using almost the same ingredients:

1 cup Arm & Hammer Washing Soda

4 cups of water

1 Fels-Naptha Laundry Bar Soap

1/2 cup Borax

5 gallon bucket

Empty liquid laundry detergent container

Optional: essential oils

Using a shredded cheese side of a cheese grater, grate the Fel-Naptha bar into a large bowl. Put the water in a pot and add the grated soap. Using medium-low heat, stir constantly until dissolved, which can take over ten minutes. It’s okay if there are still some small chunks of soap. Fill your 5 gallon bucket half way with hot water. Add the dissolved bar soap, washing soda and Borax. Stir using a long wooden spoon. Fill the bucket the rest of the way with hot water.  If you are using essential oils, let the soap cool before adding about 30 drops.  Do not snap the lid onto the bucket, but let it rest on the bucket lightly, and let it sit overnight.  After about 12-18 hours, the detergent will have congealed. It should be the consistency of gelatin. You have to stir it so it can be poured into the laundry container. You can either roll your sleeve up and use your arm or a mop handle. Fill your empty liquid laundry detergent container halfway with water and the other half, using a funnel, fill with the homemade laundry detergent. You will have to shake it before each use, because it will separate and gel. Again, if you want, you can buy a small container of nicely-scented detergent and mix a few capfuls of that, with your homemade detergent. I don’t like my clothes heavily scented, so just a few capfuls of the expensive detergent with a 300 oz container of the homemade detergent provides just the right amount of scent. Just keep in mind, the idea of purchasing the expensive detergent, even a small container, is still money in another one’s pocket, instead of yours. For a liquid fabric softener, I just use one cup of plain, white vinegar in the fabric softener dispenser in the washing machine.
All of these ingredients can be found in most Wal-Marts around the country. If you don’t, the items can be ordered online through or even Amazon.

Remember to share what you learn here; feel free to post comments or ideas. Follow me on Twitter @mommyjen365.

Today, do a good deed for another. Throw your spare change into a collection can at the local gas station; volunteer for a few hours at a local animal shelter; go through your cupboards at collect ten items of food you doubt you will actually eat  in the next three months and donate them to a food pantry; next time it snows, take your shovel and shovel your neighbor’s driveway and walkway. Do it before they wake up, so it’s a nice surprise for them. Look through your towels and blankets and any that are old or worn, fold up and donate them to an animal shelter. Even if you randomly compliment someone about their dress, or the way they styled their hair. These are such small tasks to you…but they can mean so much to another. What good thing have you done, to make another person smile about, today?

Cooking with cast iron

Today I was going through the drawer under my stove for cast iron pans. I found several pans that gazed up at me sadly, thinking they were forgotten. I pulled out several pans, covered with dust, cat hairs and one hiding my son’s old teething toy. (My son is now almost seven years old.) Clearly, these cast iron pots and pans had a reason to look sad. Since I have been lately cooking on my wood stove, I have taken these poor pans out of an early, undeserved retirement and put them to work. I have been looking up recipes for cooking in cast iron pans and making up other recipes. Being a housewife and stay-at-home mom (temporarily, I hope) is really paying off to the family.

This past summer, my family and I went to a local “U-Pick-‘Em” orchard called Eckert’s Orchard, in Belleville, Illinois. My husband and kids were having so much fun munching peaches and picking them, it wasn’t until we got onto the tractor that takes us back to the main part of the farm, that I realized we had picked a lot of peaches. I mean…a LOT of peaches. We had over 40 pounds. Considering that freshly picked peaches last only about four days before going rotten, I had a lot of work ahead of me. I recently learned how to can by going to the website and purchasing several books through Amazon. I also stood in the canning aisle and cross-examined any lady over the age of 50 about tips, cautions and experiences with canning. I then felt prepared to make my first try at canning food. My first canning attempts were for orange marmalade. I made about a gallon of marmalade. Problem is: my family hates marmalade. I also cooked it too long, didn’t boil the rinds to remove the bitterness…it was a complete wash. I did make some strawberry jam and it came out pretty good. I followed the jam and canning recipes to a T…very difficult for a gal who never used measuring spoons or had a full set of measuring cups. (Growing up, my mom had said the only type of measuring spoons a wife should ever have, are the metal spoons…never plastic. Why? To give the baby something noisy to play with, while you cook. I don’t EVER remember my mom ACTUALLY measuring anything and she made homemade bread; meatloaf; chicken and rice; homemade pasta; homemade bagels; soups etc. She eyeballed everything and the food was always delicious. My mom was the type of gal you can hand a bare soup bone and a limp piece of lettuce and she’d come back with a four-course meal, complete with two types of dessert. Whenever she was cooking, I was in the kitchen with her…even if I’d rather be watching M*A*S*H* or The Greatest American Hero.

Well, today I was looking at my wood stove with the wok, Dutch oven, coffee pot and skillet and wishing for a bigger wood stove. I had my skillet pre-heating to make some homemade peach bourbon cobbler; the wok was cooking some potatoes with bacon and onion (leftovers to be mashed up with some evaporated milk and made into potato soup) and meatloaf in my Dutch oven (leftovers to be chopped up, a can or two of beans added and some home canned tomatoes and made into chili.) Do I have actual recipes for many of these? No, I look mostly on Pinterest for ideas, read a few and then try to go by memory. I’m a rebel when it comes to cooking. I don’t measure, follow recipes or directions, but unless you are a professional, I think most of us are like that.

Anyway, I have been wandering the second-hand stores for cast iron pans, and cookware. I found on Craigslist a Le Creuset orange skillet for over $100. Now, call me cheap, but for $100 I’d better get about ten pots and pans, with lids and a cast iron griddle. I went to Salvation Army with my son, looking for uniform pants for his school and found the identical pan there…for $3. Awesome. I also have been looking at the book section for cookbooks about cast iron cooking. I am having fun doing all of this; trying to change recipes around and figuring out what time to start the cooking so it will be ready when the family comes home. So far, I’m doing okay. Of course the meal is usually put on to start cooking by 10 am each day, so it will be ready by 5pm.

Tomorrow I plan to chat more about “frugalizing” (you like that word? Just now made it up, haha) items I would normally buy, but can make for cheaper at home. I already make my own laundry detergent and my own de-tangler for my daughter. I will be explaining how to make this stuff and maybe give you some ideas. Remember, if you try it and don’t like it, just mix it with the stuff you already bought. Even then, you are being frugal, because you are extending what you have. But if you LIKE it, well then, that’s just a few more pennies in YOUR pocket, instead of Procter and Gamble’s.